ROSCA Finance

Early Stage

Financial platform that allows users to improve their credit score.


Raised to Date: Raised: $0

Aggregate Commitments $



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RegCF / RegD 506(c)

Rolling Commitments $

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Princeton, New Jersey


Financial & Insurance Products & Services

Tech Sector

Who Should Be Interested:
Are you someone who has trouble saving, but really wants to be better at it? Do you want to take control of your financial health? If you said yes, then ROSCA Finance could be the investment for you. Their financial tools empower users to achieve their financial goals and improve their credit score through borrowing, saving, and investing with others.

The Company:
ROSCA Finance is a financial platform that enables and empowers users to build and improve their credit scores through borrowing, saving, and investing with friends and peers. Their methodology uses a proprietary, patent-pending cash management algorithm that’s based on the Rotating Savings and Credit Association (ROSCA) model, and it harnesses “the power of community to help people achieve financial independence.” After all, modern research shows that saving in groups can triple your success rate, and when you join Rosca, you receive access to accelerated savings, cheaper rates for borrowing, and superior returns on investments. Rosca accepts all users, regardless of credit history, and they’re partnered with Equifax and Transunion, two of the three major US credit bureaus. Since their launch, Rosca transactions have reached over $269,000, and their MoM user growth is over 50%. Plus, they’re a graduate of both the Summer 2017 Google GSV accelerator and 2016 VentureOut Fintech.

The Bottom Line:
ROSCA Finance understands the power of the people when it comes to finance. In fact, their people-powered financial tools empower their users to take control of their financial health and achieve their financial goals. Rosca is building a community where people work together -- to achieve financial independence.
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ROSCA Finance on SeedInvest
Platform: SeedInvest
Security Type: Debt

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