Vama, with a valuation of $149 million, is raising funds on Dealmaker Securities. The company has developed a secure and convenient way for users to communicate and send money to each other. Vama has combined chat and payments in one platform, thus simplifying the user experience and making it more cohesive and efficient. The company is led by an experienced team and aims to reach 1 million monthly active users in the first year and 5 million users within three years. Carlos Cruz founded Vama in May 2022. The current crowdfunding campaign has a minimum target of $10,000 and a maximum target of $4 million. The campaign proceeds will be used for operations, general working capital, marketing, product development, and research development.